1.1 You agree to use this website in accordance with the Terms of Use.

1.2 You agree that you will not:

(a) attempt to access our systems or reverse-engineer, decompile, disassemble

or otherwise tamper with the website, its content and/or any software used in

connection with the website;

(b) post on or transmit to the website any material that is

threatening, defamatory, obscene, indecent, offensive, discriminatory,

inflammatory, blasphemous, criminal, in breach of confidence or privacy or a

third party’s rights or which may otherwise cause annoyance or inconvenience;

(c) use the website for fraudulent or criminal activities;

(d) transmit any virus, logic bombs, Trojan horses, worms, harmful components,

corrupted data or other malicious software or harmful data onto the website;

(e) use any manual or automated software, devices, or other processes to

“crawl” or “spider” any web pages contained in the website;

(f) monitor or copy, or allow others to monitor or copy our web pages or the

content included herein;

(g) “frame” or otherwise simulate the appearance or function of this website;

or take any action that interferes with the proper working of or places an

unreasonable load on our infrastructure, including but not limited to

unsolicited communications, attempts to gain unauthorized access, or

transmission or activation of computer viruses.

1.3 We will fully co-operate with all law enforcement authorities and court orders requesting or directing us to disclose the identity of or to locate anyone posting any defamatory, obscene or otherwise illegal material onto the website and/or using the website in respect of any fraudulent activity.

1.4 If you breach any of the Terms of Use, we reserve the right to withdraw your access to the website.

1.5 Please note that access to our website may be suspended temporarily without notice in the case of system failure, maintenance or repair or for any reasons beyond our control.


2.1 We are the owner or the licensee of the copyright, trademarks and all other intellectual property rights in the content and expressly reserve all rights in the same.

2.2 You may print and download extracts from this website for your own non-commercial use and in respect of your receipt of our Services, provided that you do not modify any of the content, you do not use any graphics or photographs separately from their accompanying text and you do not remove any copyright or trade mark notification or other proprietary notices from such extracts.

2.3 Unless we state otherwise, all other reproduction or use of extracts of content is strictly prohibited. In particular, no part of this website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service or used for any commercial purposes whatsoever without our prior written permission.


3.1 You may create a link from your own website to the website provided that you obtain our prior written consent and provided that you only do so on the basis that you link to, and do not replicate the home page of this website and you DO NOT:

(a) create a frame or any other browser or border environment around this


(b) in any way imply that we endorse, approve or are associated with any properties, products or services other than our own;

(c) misrepresent your relationship with us or present any other false

information about us;

(d) use any of our content or trademarks without our express written


(e) link from a website that is not owned by you or display any content on your website that is distasteful, offensive or controversial, infringes any intellectual property rights or other rights of any other person or otherwise does not comply with all applicable laws and regulations.

3.2 We expressly reserve the right to revoke without prior notice any right we grant to you to link to our website should you breach any of these Terms of Use.


4.1 Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only. We have no control over, and make no endorsement of, the content or availability of these third party websites. We accept no liability for any statements, information, products or services that are published on or accessible through any websites owned or operated by third parties and you use and rely on the same at your own risk.


5.1 Commentary and other materials

posted on our website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our website, or by anyone who may be informed of any of the content.

5.2 The content of our website is provided without any guarantees, conditions or warranties as to its accuracy. To the maximum extent permitted by law, we exclude:

(a) all liability for any communications that are lost, intercepted, altered or otherwise accessed by third parties;

(b) all liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our website or in connection with the use, inability to use, or results from the use of our website, any websites linked to it and any materials posted on it, including loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill, wasted management or office time, whether caused by tort (including negligence), breach of contract or otherwise; and

(c) all liability arising from any unauthorized access to or use of our servers or any interruption in use of the website. This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraud or fraudulent misrepresentation.


6.1 If any of these Terms of Use are determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining Terms of Use which will continue to be valid to the fullest extent permitted by law.


7.1 We have the right to revise and amend these Terms of Use from time to time and any changes will be posted to our website.